Independent tools · Updated for 2026/27

EV salary sacrifice calculators and employer tools

Sense-check employee and employer economics, grey fleet costs or provider-selection readiness before making a programme decision.

Choose the question you need to test

These tools separate employee take-home pay, company-car tax, employer National Insurance, grey fleet and provider-selection readiness so that each assumption can be checked rather than hidden in one headline saving.

They are guidance tools, not provider quotes or tax advice. Programme pricing, package inclusions, contracts, policy and individual circumstances remain decisive.

Employee tool

EV salary sacrifice car calculator UK

Estimate the net monthly effect of a quoted gross salary sacrifice using 2026/27 Income Tax, employee NI and the 4% EV BIK rate.

  • Net monthly cost after tax and employee NI
  • Current EV BIK included
  • England, Wales, Northern Ireland and Scotland
Open calculator

Employee tool

EV BIK calculator

Estimate monthly and annual Benefit-in-Kind tax for an employer-provided electric or ultra-low-emission car.

  • P11D value and Income Tax inputs
  • Published EV rates to 2029/30
  • Monthly and annual outputs
Open calculator

Employer tool

Employer NIC savings calculator

Estimate employer National Insurance savings using the 2026/27 15% standard secondary and Class 1A rates.

  • Employer NIC and Class 1A effect
  • Participant and salary-sacrifice scenarios
  • Useful for HR and finance sense-checks
Open calculator

Employer tool

Grey fleet cost calculator

Explore mileage reimbursement, duty-of-care exposure and the potential effect of moving eligible journeys into a managed programme.

  • Mileage reimbursement baseline
  • Duty of care and insurance prompts
  • Carbon and cost summary
Open calculator

Employer decision tool

EV salary sacrifice provider selection scorecard

Test whether your requirements and evidence are ready for an incumbent review, provider selection or second-supplier decision.

  • 24 prompts across eight decision categories
  • Commercial terms, risk, payroll and governance
  • Private, printable readiness summary
Open scorecard

2026/27 assumptions are now explicit

The employee tools use the current Personal Allowance, Income Tax bands, employee NI thresholds and 4% fully electric company-car rate. The employer tool uses the standard 15% secondary and Class 1A NIC rates.

Every result should still be validated against payroll, the employee’s tax code, provider terms and the employer’s policy before a commitment is made.

Employees

Start with the car calculator, then use the BIK tool if you need to isolate the company-car tax.

Employers

Model employer NIC, then test provider terms, governance, payroll, risk and employee communications before launch or renewal.

Independent review

A calculator can expose an assumption. Our programme audit tests whether the complete arrangement works in practice.

Need to validate the programme behind the numbers?

Fagan & Company provides independent employer-side review of scheme economics, contracts, supplier terms, payroll, governance, risk and employee communications.

Calculator hub FAQs